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Financial Checklist

Is Your Financial House in Order?

A comprehensive checklist for small businesses.

Bookkeeping Basics

Transactions categorized in IRS-approved categories
Bank & credit card accounts reconciled monthly
Separate business and personal accounts
Receipts and documentation organized
Using industry-standard software (e.g. QuickBooks)

Tax Readiness

Prior year returns filed and accessible
Estimated quarterly payments current
1099s issued for payments over $600
Deductions documented with receipts
Payroll tax filings up to date

Financial Health

Monthly P&L reviewed and understood
Cash flow positive or plan in place
Emergency reserve of 3-6 months expenses
Aged receivables under 60 days
Budget created and tracked against actuals

Growth Readiness

Financial projections for next 12 months
KPIs identified and tracked
CPA/advisor relationship established
Entity structure optimized
M&A or exit strategy considered

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